{"name":"io.github.auburnduke/charterbench","slug":"auburnduke-charterbench","title":"CharterBench","description":"Every U.S. bank and credit union: ratios, peers, growth and change signals from FDIC/NCUA filings.","url":"https://mcp.market/server/auburnduke-charterbench","rating":null,"grade":"C","score":55,"certified":false,"status":"active","category":"finance","tags":["finance"],"presence":{"score":18,"stars":null,"forks":null,"downloads_week":812,"last_push_at":null,"license":"MIT"},"uptime":null,"claimed":false,"transport":"npm","callable_via_gateway":false,"default_price_micros":0,"repository":"https://github.com/auburnduke/charterbench","website":"https://www.charterbench.com/claude","version":"0.5.0","remotes":[],"packages":[{"registryType":"npm","registryBaseUrl":"https://registry.npmjs.org","identifier":"charterbench-mcp","version":"0.5.0","runtimeHint":"npx","transport":{"type":"stdio"},"environmentVariables":[{"description":"CharterBench Pro API key (create one at https://www.charterbench.com/account)","isRequired":true,"format":"string","isSecret":true,"name":"CHARTERBENCH_API_KEY"}]}],"tools":[{"name":"compare_institutions","description":"Side-by-side comparison of 2–5 institutions on size, growth and ratios, plus a link to the interactive compare page.","write_action":false,"price_micros":0,"input_schema":null},{"name":"find_markets","description":"Find counties and metro areas (deposit markets) by name, optionally within a state. Returns market ids to pass to get_market_share, plus totals, leader and concentration (HHI). Use for 'who are the biggest banks in <county/metro>' questions.","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_branch_changes","description":"Branches opened, closed, acquired or sold June-to-June, from FDIC Summary of Deposits (banks) and NCUA branch filings (credit unions). Filter by state, county (5-digit FIPS), charter type, change kind or one institution. summary=true returns one row per institution with opened/closed/acquired/sold/net counts and the deposits that sat in closed branches — use it for 'which banks are closing the mos","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_financial_history","description":"Quarterly call-report history for one institution (assets, deposits, loans, equity, income lines) with computed ratios per quarter, newest first.","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_industry_summary","description":"Quarterly State of the Industry: institution counts, total assets/deposits/loans, YoY growth, median ratios (NIM, efficiency, ROA, cost of funds, capital, delinquency, charge-offs, uninsured deposits, securities losses) and how many are losing money — for banks and credit unions overall and by asset band, plus how many institutions carried each change signal. Use for 'how did banks/credit unions d","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_institution","description":"Full profile of one bank or credit union: identity, size, YoY growth, all 21 ratios, peer medians for its asset band, and this quarter's change signals. Use the id from screen_institutions or search_institutions (e.g. 'ncua-66357', 'fdic-9846').","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_market_share","description":"Deposit market share from branch data (FDIC Summary of Deposits, June 30; credit unions estimated). Pass EITHER an institution id (returns every county, metro and state it has branches in, with share, rank and branch-count history) OR geo_type + geo_id (returns the market's league table: every institution ranked by deposits with share, year-over-year share change and branch change). geo_id: 5-digi","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_peer_medians","description":"Median of every ratio for a peer group (charter type × asset band). Use to say how an institution compares.","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_pending_deals","description":"Merger, acquisition and change-in-control applications filed with the Federal Reserve, OCC, FDIC and NCUA — before the deal closes. Filter by state, charter type, status (open = pending + approved-not-closed), or one institution id (its deals as acquirer or target). Use for 'who is buying whom', 'is X in a deal', 'which banks in Texas are being acquired'.","write_action":false,"price_micros":0,"input_schema":null},{"name":"get_signals","description":"Change signals for one institution across its history: deposits down/up, loans up/down, delinquency up, efficiency worsening, crossed $1B/$10B, net loss, thin capital, members down — each with plain-English text and why it matters to a seller.","write_action":false,"price_micros":0,"input_schema":null},{"name":"screen_institutions","description":"Find banks and credit unions matching filters. Returns a ranked list with key financials and ratios. Use for territory planning, prospect lists, and 'which institutions…' questions. Money in dollars, ratios in percent.","write_action":false,"price_micros":0,"input_schema":null},{"name":"search_institutions","description":"Look up institutions by name to get their ids. Cheap and fast; use before get_institution when you only know a name.","write_action":false,"price_micros":0,"input_schema":null}],"scan":{"score":55,"grade":"C","scanned_at":"2026-09-19T19:24:22.582Z","report":{"scannerVersion":"0.1.5","scannedAt":"2026-09-19T19:24:22.535Z","components":{"code":{"score":25,"max":25,"notes":["2 source files scanned"]},"reliability":{"score":-1,"max":20,"notes":["no gateway calls yet and no remote to probe"]},"poisoning":{"score":-1,"max":15,"notes":["tools not inspected (local package is not executed); not counted"]},"auth":{"score":6,"max":15,"notes":["static API keys via environment variables"]},"maintenance":{"score":3,"max":15,"notes":["repository not readable: repo not found"]},"identity":{"score":2,"max":10,"notes":["no repository or website to verify"]}},"findings":[],"inputs":{"packages":[{"registryType":"npm","identifier":"charterbench-mcp","version":"0.5.0","found":true,"license":"MIT","hasInstallScripts":false,"dependencyCount":2,"publishedAt":"2026-09-17T17:12:38.400Z","repositoryUrl":"git+https://github.com/auburnduke/charterbench.git","weeklyDownloads":812}],"repo":{"found":false,"owner":"auburnduke","repo":"charterbench","error":"repo not found"},"icon":{"url":"https://www.charterbench.com/icon.svg?2dd7cbe8f1eaf850","source":"registry"},"presence":{"stars":null,"forks":null,"downloadsWeek":812,"license":"MIT","lastPushAt":null,"score":18}}}},"grade_history":[],"reviews":[]}