{"name":"tech.finology/student-loan","slug":"finology-student-loan","title":"Finology Student Loan Calculator","description":"Free, keyless federal student-loan math: RAP, IBR, ICR, PSLF. 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RAP payment only: not a comparison and no forgiveness projection; use the plan comparison tool for that.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"annualIncome":{"description":"Borrower's annual adjusted gross income in dollars.","type":"number"},"filingStatus":{"description":"Single | MarriedFilingJointly | MarriedFilingSeparately | HeadOfHousehold","type":"string","default":"Single"},"spouseAnnualIncome":{"description":"Spouse's annual AGI, counted only when filing jointly.","type":["number","null"],"default":null},"familySize":{"description":"Household size: the borrower, PLUS the spouse when filing jointly, PLUS dependents. 1 = borrower only; a joint filer with two children is 4. RAP's $50 deduction is per QUALIFYING DEPENDENT, which is derived from this and echoed in the response, because a spouse is not a dependent.","type":"integer","default":1}},"required":["annualIncome"]}},{"name":"finology_service_info","description":"How to go further than this free rung, in structured form: the self-serve paths for an advisor (app trial) and for a developer or operator (instant sandbox key, keyed MCP and REST endpoints, auth header), tiers and monthly limits, and what in these answers is an estimate. Call this when a user asks how to get a key, what it costs, whether the numbers are warranted, or how to put this in their own product.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{}}}],"scan":{"score":86,"grade":"A","scanned_at":"2026-09-20T00:26:17.870Z","report":{"scannerVersion":"0.1.9","scannedAt":"2026-09-20T00:26:17.798Z","components":{"code":{"score":25,"max":25,"notes":["13 source files scanned"]},"reliability":{"score":20,"max":20,"notes":["remote reachable in 606ms"]},"poisoning":{"score":15,"max":15,"notes":["4 tool descriptions checked"]},"auth":{"score":3,"max":15,"notes":["open endpoint exposes 1 write-action tools with no auth"]},"maintenance":{"score":15,"max":15,"notes":["last push 4 days ago"]},"identity":{"score":8,"max":10,"notes":["namespace and repository owner differ","GitHub account older than a year","website matches verified namespace"]}},"findings":[{"id":"auth.open-write","severity":"high","component":"auth","title":"Write-action tools reachable without authentication"}],"inputs":{"probes":[{"url":"https://mcp.finology.tech/free","reachable":true,"authRequired":false,"latencyMs":606,"serverInfo":{"name":"finology-student-loan","version":"1.0.0"}}],"packages":[{"registryType":"npm","identifier":"@finology/mcp-server","version":"0.4.3","found":true,"license":"MIT","hasInstallScripts":false,"dependencyCount":2,"publishedAt":"2026-09-07T20:42:11.973Z","repositoryUrl":"git+https://github.com/Finology-tech/finology-mcp.git","weeklyDownloads":388}],"repo":{"found":true,"owner":"Finology-tech","repo":"finology-mcp","archived":false,"pushedAt":"2026-09-16T07:36:57Z","stars":0,"forks":0,"openIssues":0,"ownerType":"Organization","ownerAvatarUrl":"https://avatars.githubusercontent.com/u/96544269?v=4","ownerCreatedAt":"2021-12-22T17:59:49Z","license":"MIT"},"icon":{"url":"https://finology.tech/wp-content/uploads/2026/06/cropped-image-1782019877184-192x192.png","source":"site","width":192,"height":192},"presence":{"stars":0,"forks":0,"downloadsWeek":388,"license":"MIT","lastPushAt":"2026-09-16T07:36:57.000Z","score":36}}}},"grade_history":[],"reviews":[]}