Amortization MCP server
Loan and lease schedules: payment, interest, early settlement and the journal, to the minor unit.
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If you have run it, two minutes of your experience saves the next person an afternoon.
Amortization tools (9, 2 write)
write = sends, deletes, buys or postslicense_activateFreeTurn Pro on for this connection with key, an MCPL1.<payload>.<signature> issued at checkout for this server or the bundle. Data under your token stays; a wrong or expired key changes nothing. license_status confirms it.
license_statusFreeReport this endpoint's licence state for your token as JSON: the product, the tier free or pro, why it is not Pro, and the checkout URL. Call it to explain a free-tier refusal. No arguments, nothing changes.
loan_createwrite actionFreeRecord a loan or lease and return its id, level payment and effective annual rate. principal_minor, fees and balloon are whole MINOR units; rate_bps is the nominal annual rate in basis points. Free: 3 agreements.
loan_deletewrite actionFreeRemove one loan or lease from the register and give its free-tier slot back. Refused, with the entry named, if a journal has already been taken from it. Free.
loan_journalFreeReturn the double entry for one payment period or month: debit interest expense and loan liability, credit cash, in the cash book's account names, with an expense_add-ready payload. Give period or month, not both. Pro.
loan_listFreeList the register with terms, level payment, effective annual rate and, at as_of, periods paid, balance outstanding, interest to date and the next payment, totalled per currency. Free; loans_report is the Pro roll-up.
loan_repay_earlyFreeWork out what settling or overpaying costs as of a period: the outstanding balance, the penalty if one is given, the recalculated remaining schedule and the interest saved, stated gross and net of the penalty. Pro.
loan_scheduleFreeBuild one loan's schedule: opening balance, payment, interest, principal and closing per period, with total interest. The last period absorbs rounding, landing exactly on the balloon or zero. loans_report totals it.
loans_reportFreeThe debt at as_of: per loan what is outstanding, whether it is settled, the next payment, and the interest and principal charged in a year, then totals per currency. Contractual balance, not cash paid. Pro.
Public scan report
scanner v0.1.5 · 2026-09-19 · same rubric, same numbers if you re-run it
- –Code scanpackage could not be scannedn/a
- Live reliabilityremote reachable in 190ms20/20
- Tool poisoning9 tool descriptions checked15/15
- Auth qualityAPI key sent as a header8/15
- Maintenancelast push 1 days ago15/15
- Maintainer identityregistry namespace matches repository owner; GitHub account older than a year8/10
Grade history
- 2026-09-19restoreC → Ascore 88
Install directly
claude mcp add --transport http amortization https://mcp.zovo.one/mcp/amortization
Amortization: common questions
- Is Amortization MCP server safe?
- Yes, by our scan: it is graded A (88/100). Read the Amortization safety report
- How do I install Amortization?
- It runs remotely at mcp.zovo.one. Add it to Claude Code, Claude Desktop or Cursor with the snippets above, or call it through the mcp.market gateway without installing anything.
- Does Amortization need an API key?
- Yes. The registry entry asks for
MCP_LICENSE_KEY,Authorization. - Is Amortization maintained?
- The last commit was in the last day (2026-09-19). The latest release is v0.22.0.
- Is Amortization up?
- 100% of our last 1 checks got an answer. We check remote servers about four times a day.
- What can I use instead of Amortization?
- Servers from other publishers that do the same job: Currency Minor Unit Lint MCP server, MCP server and Churnkey MCP server. Compare all Amortization alternatives.
Alternatives to Amortization
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